Honest rates. Modern POS.
A person who answers.
Champion Payments is Tampa Bay’s local payments team — helping businesses take payments without the junk fees, the fine print, or the 1-800 hold music. Transparent pricing, industry-built point-of-sale, and support you know by name.
You’re probably overpaying to get paid. We’ll prove it — or tell you you’re not.
Send us one processing statement. Within 24 hours, a real person marks every fee line by line: what’s fair, what’s junk, what’s padded. If your current deal is good, we’ll say so. Free either way.
$200 a month you don’t notice is $2,400 a year you didn’t have to spend.
Get a free statement audit →Illustrative sample — your audit uses your real statement.
Three steps. One of them is yours.
Send one statement
Last month’s processing statement — snap a photo or forward the PDF. Takes about 2 minutes. That’s your whole job.
We audit it, line by line
Within 24 hours, a real person — not software — marks every fee: what’s legitimate, what’s junk, and what’s padded.
You get an honest answer
If we can save you money, you’ll see exactly how much, in writing. If your deal is good, we’ll say that — and you’ll know for free.
Tampa Bay’s payments team — with a name, not a ticket number.
Champion Payments has been setting up payments for Tampa Bay businesses since 2018. We’re the people who install your hardware, train your staff, and pick up the phone afterward — the same people, every time.
So when your card reader goes down on a Friday night, you don’t open ticket #84,372.
You call Ryan. He answers.
Put us to the test →
“George and Ryan were so very helpful with swapping our office over to Champion. They walked us through everything.”— Riverview Family Chiropractic, Google review
Everything you need to get paid — in one place
Point-of-sale, processing, dual pricing, and invoicing built for real businesses, backed by a local team you can actually reach.
Point-of-Sale Systems
Clover, Square, Linga, and Tabit — matched to how your business actually runs. Manage sales, inventory, and customers in store or on the go, with on-site setup and staff training included.
Explore POS →Payment Processing
Secure, seamless payments your customers can trust — cards, contactless, and online — with interchange passed through at cost and one transparent markup.
Explore processing →Dual Pricing / Cash Discount
Offer a lower price for cash and let card-paying customers cover the cost of the card — fully compliant signage and receipts, set up for you. Many merchants cut processing costs to nearly zero.
Explore dual pricing →Invoicing
Send professional invoices in seconds and get paid faster. Reduce admin time, eliminate errors, and automate the follow-up.
Explore invoicing →We set up payments for businesses like yours
A practice, a restaurant, and a retail shop each get paid differently. We tailor the tools to how your business actually runs.
Restaurants
Quick-serve to full-service — tips, tabs, and tap-to-pay handled cleanly on Linga, Tabit, or Clover.
Auto Shops
Repair, tires, and service bays — big-ticket orders without surprise fees.
Smoke Shops
High-risk handled right — stable accounts that don’t get frozen overnight.
Retail
Storefront and on-the-go — inventory, sales, and customers in one system.
Contractors & Home Services
Get paid on the jobsite — no more chasing checks or waiting on net-30.
Medical Offices
Practices and clinics — patient payments, copays, and recurring billing.
Med Spas & Salons
Bookings, packages, and tips — memberships and gratuity in one checkout.
Convenience Stores
High-volume, low-margin — tight rates and fast contactless checkout.
Don’t see your business? We’ve probably set it up before. Just ask →
We could say it. We’d rather they did.
POS systems, automated invoicing, and secure processing — built for restaurants, retail, health & wellness, and service businesses. Here’s the part we can’t write ourselves.
Switching is painless — we handle the paperwork, program your hardware, and train your staff.
“They walked us through everything. If we have questions, they’re there.”
— Riverview Family ChiropracticYou work with the same person every time — not whoever picks up the queue.
“I couldn’t be happier. George has been a pleasure to work with.”
— Simone CameronPlain-English rates, modern POS, and answers that don’t require a hold queue.
“Great company! George is very knowledgeable.”
— Ashley LongEvery review we’ve earned on Google is a 5. See for yourself.
The questions you’re already asking
“I’m locked in a contract.” +
“My staff just learned our current system.” +
“Can I really stop paying processing fees entirely?” +
“Is this actually cheaper, or cheaper for six months?” +
“What if I send my statement and you can’t beat it?” +
One statement. One day. One honest answer.
Send last month’s processing statement and get a line-by-line review back within 24 hours — what’s fair, what’s junk, and what you’d pay with us.
Get my free statement audit → Prefer to talk? (800) 962-5908 — yes, a person answers.